Who’s Living Paycheck to Paycheck—and Who Isn’t

Living paycheck to paycheck is a harsh reality for many Americans, whose expenses—including housing—sap any hope of disposable income. According to a recent study by GOBankingRates, the paycheck-to-paycheck lifestyle is most common in California, Hawaii and New York, and least common in Arkansas, Mississippi and Oklahoma.

States Most Likely to Have Residents Living Paycheck to Paycheck

  1. Hawaii
    Median Paycheck: $2,826
    Disposable Income: -$367 (-13 percent)
  1. California
    Median Paycheck: $2,481
    Disposable Income: $162 (7 percent)
  1. New York
    Median Paycheck: $2,340
    Disposable Income: $300 (13 percent)

States Least Likely to Have Residents Living Paycheck to Paycheck

  1. Mississippi
    Median Paycheck: $1,561
    Disposable Income: $766 (49 percent)
  1. Arkansas
    Median Paycheck: $1,615
    Disposable Income: $775 (48 percent)
  1. Oklahoma
    Median Paycheck: $1,868
    Disposable Income: $892 (48 percent)

Learn where your state ranks here.

Source: GOBankingRates

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