Federal Housing Finance Agency

FHFA Announces Fannie and Freddie 2020 Housing Goals Performance

December 21st, 2021
The Federal Housing Finance Agency (FHFA) announced the final determinations for enterprise performance on the 2020 housing goals. During 2020, Fannie Mae met all of the single-family and multifamily housing goals. Freddie Mac met the single-family purchase goals for low-income...

FHFA Releases Q3 2021 Foreclosure Prevention and Refinance Report

December 27th, 2021
The Federal Housing Finance Agency (FHFA) recently released its third quarter 2021 Foreclosure Prevention and Refinance Report​. The report shows that Fannie Mae and Freddie Mac completed 180,566 foreclosure prevention actions during the quarter, raising the total number of homeowners who...

Home Prices Rise in October, Annual Increase Remains High

December 28th, 2021
Home prices rose 1.1% across the U.S. in October, according to the latest Federal Housing Finance Agency House Price Index (FHFA HPI®). Year-over-year, prices increased 17.4%. The previously reported 0.9% price change for September 2021 remained unchanged. For the nine...

FHFA Releases Statement on Climate Change

December 29th, 2021
Federal Housing Finance Agency (FHFA) Acting Director Sandra L. Thompson recently released the following statement on climate change: ​​”The FHFA recognizes that climate change poses a serious threat to the U.S. housing finance system. As a member of the Financial...

FHFA Raising High Balance and Second-Home Loan Fees

January 6th, 2022
The Federal Housing Finance Agency (FHFA) recently announced targeted increases to Fannie Mae and Freddie Mac’s upfront fees for certain high balance loans and second home loans. High balance loans are mortgages originated in certain designated areas above the baseline...

FHFA House Price Index Up 1.1% in November; Up 17.5% from Previous Year

January 26th, 2022
House prices rose nationwide in November, up 1.1% from the previous month, according to the latest Federal Housing Finance Agency House Price Index (FHFA HPI®). House prices rose 17.5% from November 2020 to November 2021. The previously reported 1.1% price change for...

New FHFA Program Revisions to Promote Housing Sustainability

October 19th, 2021
The Federal Housing Finance Agency (FHFA) recently stated it is expanding eligibility for Fannie and Freddie’s Refinance programs for low- and moderate-income borrowers, as well as restoring the desktop appraisal flexibility. “Expanding eligibility for low- and moderate-income families to refinance...

Life After Conservatorship: FHFA Preparing Fannie and Freddie for the Eventual Exit

April 20th, 2022
Despite recent skepticism surrounding a possible exit from conservatorship for Fannie Mae and Freddie Mac, officials from the Federal Housing Finance Agency (FHFA)—the overseer of both agencies—indicated that the door hasn’t yet been shut on the idea. After more than...

New Affordable Housing Coalition Writes to FHFA, Urging Fannie and Freddie to Improve Duty to Service Proposals

October 22nd, 2021
A new housing coalition—the Underserved Mortgage Markets Coalition—formed by 20 affordable housing organizations, recently wrote to the Federal Housing Finance Agency (FHFA), urging them to require Fannie Mae and Freddie Mac to “substantially improve their Duty to Serve proposals before...

U.S. Home Prices in August Were Up 1%

October 27th, 2021
Nationwide, home prices increased in August by 1% compared to July. According the latest Federal Housing Finance Agency House Price Index (FHFA HPI®), year-over-year, home prices increased 18.5%. “Annual house price gains remained extremely high in August but the pace...
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