Coronavirus

Our New (Virtual) Reality: Lead Generation in a Digital World

November 2nd, 2021
The COVID-19 pandemic caused a wave of innovation in the real estate industry. Those who were able to rise above the challenges were the ones who initially elevated their virtual capabilities. Since then, virtual lead generation strategies have proven themselves...

Forget COVID: Fed Pivots to Focus on Inflation Concerns

December 17th, 2021
The Federal Reserve is queuing up to make more aggressive moves in the coming years, a departure from the easing-in strategy it implemented amid the pandemic to incentivize economic recovery. While Fed officials voted to hold rates near zero on...

Fannie and Freddie Loans in Forbearance Drop Below 1%

November 2nd, 2021
The total number of loans now in forbearance decreased by 6 basis points to 2.15% of servicers’ portfolio volume as of Oct. 24, 2021. According to the Mortgage Bankers Association’s (MBA) latest Forbearance and Call Volume Survey, 1.1 million homeowners...

Billion-Dollar Loan Officer Shares Path to Success

December 21st, 2021
For the mortgage industry, 2021 was something of a feeding frenzy. Both refinances and new purchase loans broke records as interest rates sat at historic lows. Even under these positive market conditions, however, success was not guaranteed, and it took...

Year-End Outlook: Climbing Mortgage Rates Strain Buying Power in 2022

November 3rd, 2021
Editor’s Note: RISMedia’s Year-End Outlook series provides an in-depth analysis of the housing market’s leading indicators for economic health, and showcases expert insights on what’s to come in 2022.  Homeowners will likely look at the past year of mortgage rate...

CFPB and DOJ Remind Mortgage Services to Adhere to CARES Act Measures

December 21st, 2021
The Consumer Financial Protection Bureau (CFPB) and U.S. Department of Justice (DOJ) issued two joint letters regarding important legal housing protections for military families. One letter was sent to landlords and other housing providers regarding protections for military tenants. A...

Homeownership Rate Flat in Q3

November 3rd, 2021
The homeownership rate was 65.4% in the third quarter of 2021, nearly flat compared to the previous quarter, according to the latest data from the Commerce Department. National vacancy rates in the third quarter 2021 were 5.8% for rentals (-0.6%...

Data Finds Americans Moved Less During First Year of Pandemic

December 30th, 2021
You’re probably familiar with the headlines that suggest that the pandemic forced mass migration out of crowded cities. However, recent U.S. Census Bureau data indicates a contrary trend. Data released on Nov. 17 found that roughly 27.1 million Americans reported...

‘It is Time to Taper,’ Fed Reveals Economic Plan

November 4th, 2021
The Federal Open Market Committee (FOMC) met this weekend to approve plans to scale back its asset purchases amid improving economic activity and employment outlooks. As a result, Fed officials announced on Nov. 3 that it would begin “tapering” its...

2022 Forecast: Moderation Likely but Affordability Still a Concern

January 4th, 2022
LendingTree recently released its projections for the state of real estate, jobs and the economy in 2022. According to the company, potential economic upsides include home price moderation, improved supply chains, a better job market and fewer concerns over inflation....
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