Mortgage

Year-End Outlook: Real Estate Braces for Inflation, Supply Chain Disruptions

October 29th, 2021
Editor’s Note: RISMedia’s Year-End Outlook series provides an in-depth analysis of the housing market’s leading indicators for economic health, and showcases expert insights on what’s to come in 2022. Inflation is not normal right now—that is something no one is...

IMB Production Profits Increase in Q3 2021

December 1st, 2021
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported a net gain of $2,594 on each loan they originated in the third quarter of 2021, up from a reported gain of $2,023 per loan in the second quarter...

September Saw Decreases in Delinquencies Across the Board

December 14th, 2021
In September, 3.9% of all mortgages in the U.S. were 30 days or more past due, with some in foreclosure, according to the latest Loan Performance Insights report from CoreLogic. This represents a 2.4-percentage point decrease compared to September 2020, when...

Bankrate Issues 2022 Mortgage and Home Equity Rate Predictions

January 4th, 2022
Bankrate recently released its 2022 mortgage and home equity rate predictions, predicting another active year despite the ongoing pandemic. Here’s what Bankrate Chief Finance Analyst Greg McBride is forecasting for the year. Key predictions: HELOC rates are going to mimic...

MBA Introduces 2022 Affordable Homeownership Advisory Council

October 29th, 2021
The Mortgage Bankers Association (MBA) recently announced the members of its 2022 Affordable Homeownership Advisory Council. The Affordable Homeownership Advisory Council and the Affordable Rental Housing Advisory Council were formed in 2019 to provide important strategic and practical guidance to...

Mortgage Applications Fall, With Refinance Incentives Down

December 1st, 2021
Mortgage applications decreased 7.2% for the week ending Nov. 26. According to the latest data from the Mortgage Bankers Association (MBA), the Market Composite Index, which measures the volume of mortgage loan applications, decreased 7.2% on a seasonally adjusted basis...
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