Home Spun Wisdom

Don’t Know Your Mortgage Rate? You Could Be Costing Yourself Thousands

July 22nd, 2018
(TNS)—Not knowing your mortgage rate can be an expensive mistake, especially in this rising interest rate market. Yet nearly three in 10 mortgage holders (29 percent) either didn’t know their mortgage rate or wouldn’t say, according to a survey by...

Some Not-So-Tiny Obstacles in the Growing Market for Tiny Houses

July 26th, 2018
(TNS)—When Tom Alsani heard about plans for a tiny-home community in St. Petersburg, Fla., he got so excited he immediately wanted to know more. “Right now I have a house with three bedrooms, but the kids are gone and I’m...

Is a State With No Income Tax Better or Worse?

August 7th, 2018
(TNS)—Is it better to live in a state with no income tax? It’s a great question to ask, especially when considering how much of our paycheck is already set aside for Uncle Sam. Seven U.S. states forgo individual income taxes...

Borrower Beware: Soon It Will Be Tough to Unload College Loans

August 13th, 2018
(TNS)—Here’s a good reason to think twice about taking out piles of student loans after watching a catchy TV ad for a for-profit college. The U.S. Department of Education is on a path to make it far tougher to get...

What to Buy in September

September 10th, 2018
(TNS)—September is a big month for bargains, with deep discounts on summer merchandise and more. “September is all about the end of summer, so anything seasonal is going to be on clearance,” says Benjamin K. Glaser, former features editor with...

Credit Freeze: A Misunderstood Freebie That You Actually Want

September 13th, 2018
(TNS)—Just one year ago, consumers woke up and discovered that hackers had one heck of a field day with their Social Security numbers and other information in a massive data breach at Equifax. Equifax’s screw-up would forever leave millions just...

7 Benefits of a Federal Reserve Interest Rate Hike

September 18th, 2018
(TNS)—Interest rates are going up. The Federal Reserve in June hiked rates for the second time in 2018, and there could be two more rate hikes before the end of the year, including one at this month’s Fed meeting. Sure, the...

The Defining Financial Question of Millennials: Do You Want to Live Comfortably Now, or in the Future?

September 27th, 2018
(TNS)—Millennials are faced with the internal conflict almost every day: live comfortably now, or later? Thanks to $1.5 trillion in student loan debt, rapidly increasing healthcare costs and high living costs, scraping by now often can be prioritized over worrying...

Taxes Filed—Time to Chill? Not So Fast, Says IRS

May 1st, 2018
(TNS)—The April 18 federal tax-filing deadline has come and gone. Your taxes are paid, and maybe you already have your refund in hand. Nothing to do now but sit back and chill for eight months or so, right? The Internal...

Voice Activated: Do You Talk to Your Tech?

May 15th, 2018
How many of us are talking to our tech on a regular basis? Ken Olmstead at the Pew Research Center recently highlighted the fact that nearly half of U.S. adults (46 percent) say they use voice-controlled assistants and applications to...
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