Dodd-Frank

Regulatory Relief Bill Passes Congress – Is Mortgage Lending Freedom Ahead?

May 23rd, 2018
Change is coming to the mortgage industry in the form of lessened restrictions for many community banks, along with greater consumer protections. The Economic Growth, Regulatory Relief and Consumer Protection Act—a bill that looks to roll back many Dodd-Frank Wall...

Dodd-Frank Reform Could Make It Easier to Get a Mortgage

June 2nd, 2018
(TNS)—It should be easier for you to get a mortgage now that President Donald Trump has signed legislation that will lift lending restrictions on community banks. Congress on Tuesday voted in favor of rolling back Dodd-Frank banking rules, and Trump...

Regulatory Relief Bill Passes Senate

March 15th, 2018
Following the financial crisis of 2008 and the Great Recession, the federal government imposed regulations in the form of the Dodd-Frank Wall Street Reform and Consumer Protection Act—an effort to ensure financial stability and consumer protection. Senate Banking Committee Chair...

Co-Marketing Under RESPA Section 8

June 11th, 2017
When two or more settlement service providers co-market their businesses through advertisements such as printed flyers, online banners or real estate portal web pages, the advertising efforts may be subject to analysis under the Real Estate Settlement Procedures Act (RESPA)....

CFPB Proposal Aims to Clarify Home Mortgage Disclosure Act Rule

April 17th, 2017
The Consumer Financial Protection Bureau (CFPB) has issued a proposal that would clarify the 2015 Home Mortgage Disclosure Act (HMDA) Final Rule. The HMDA requires many lenders to report information about mortgages they originate or purchase so that regulators can...

Jobs, Homes and Quality of Life: Why Homeownership Is Booming in Idaho, and How TitleOne Is Helping the Cause

April 4th, 2017
Idaho has a lot going for it these days. Just ask Mark Tidd, CEO of Boise-based TitleOne Corporation, with 13 locations serving 14 counties throughout the state. From affordability to lifestyle, Idaho’s allure is attracting many out-of-state homebuyers, drawn by...

Plan B for Trump’s ‘Big Number’ on Dodd-Frank Bypasses Democrats

February 6th, 2017
(TNS)—Donald Trump faces a major hurdle in fulfilling his pledge to do a “big number” on the Dodd-Frank Act: persuading enough Democrats to go along. That’s why Republican lawmakers say they are considering a backup plan for dismantling parts of...

House Financial Services Committee Chairman Steps Up Plans to Overhaul CFPB

February 12th, 2017
A memo recently obtained by the media provides insight into the fate of the Consumer Financial Protection Bureau (CFPB), outlining House Financial Services Committee Chairman Jeb Hensarling’s new, “aggressive” plans to overhaul the agency and Dodd-Frank. The plans, unconfirmed by...

On the House: Could Trump Really Dismantle Dodd-Frank?

March 6th, 2017
(TNS)—In President Trump’s America, it can be hard to keep up. There are executive orders, memoranda, proclamations and tweets. Changes to immigration, health care, the armed forces and crime. More than two dozen actions have been signed in more than...

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